Kalyan Gottipati is a global leader in the fintech industry, specializing in Operations, Digital Innovation, Financial Services Modernization, Secure Software Development, Microservices and Cloud Architecture.

I am Kalyan Gottipati, Vice President and Principal Enterprise Architect at Citizens Financial Group, where I spearhead transformative fintech initiatives that redefine banking for millions. With over 17 years of experience, I blend technical expertise, strategic vision, and a passion for innovation to create scalable, secure, and customer-centric solutions. As the inventor of five U.S. patents, including the groundbreaking Dynamic UI Framework, I’ve driven billions in loans and deposits while saving millions through in-house platforms. My work is not just about technology it’s about empowering people and shaping the future of financial services.

My career began with a Bachelor of Technology in Computer Science from in about page remove the er Science from Jawaharlal Nehru Technological University (JNTU), Hyderabad, India, followed by an Executive MBA from Quantic School of Business and Technology, Washington, D.C. USA. From coding trading platforms at e-Zest Solutions to leading digital transformation at Citizens Financial Group, I’ve evolved from a software engineer to a global fintech leader. My journey spans roles at JP Morgan Chase, American Express, Westpac, St. George, Bank of Melbourne, Bank of Southern Australia, BT, and RAMS, where I’ve architected solutions that process billions in transactions and serve millions of customers.

Beyond my corporate work, I’m a thought leader featured in Forbes, The Times of India, Economic Times, Financial Express and IEEE Xplore, sharing insights on cloud-native banking, API security, and AI in finance. As a mentor on ADPList.org, I guide engineers and students from over eight countries, and as a hackathon judge (e.g., UCLA Hackathon), I inspire the next generation to align with industry trends.

"Every line of code is an opportunity to solve a real-world problem and make a lasting impact."

Expertise and Achievements

Key Achievements
  • Patents: Invented five U.S. patents, including the Dynamic UI Framework, powering institutions by saving millions of dollars annually by eliminating vendor dependencies.
  • Digital Transformation: Leader in digital transformation within the financial technology sector. I have played a pivotal role in leading and executing large-scale digital transformation initiatives, modernizing core banking systems, and designing innovative solutions.
    My work focuses on leveraging advanced technologies like cloud computing, microservices, API platforms, and AI/ML to streamline processes, enhance operational efficiency, and improve customer experiences
  • Thought Leadership: Published in Forbes, The Times of India, Economic Times, Financial Express and IEEE Xplore, shaping global fintech trends on AI, cloud computing, and API security.
  • Awards: Recognized with the NextGen Leader NVTC Top 5 Tech Honor Award 2024, Claro Gold Award in Technology, Global Recognition Awards 2024, and Indian Achievers Award 2024.
Technical Expertise

Technologies: Proficient in Java, Spring Boot, Python, TensorFlow, PyTorch, AWS, Kubernetes, Angular, AI/ML, and more, with 21+ certifications, including AWS Certified Solutions Architect Professional.

Domains: Specialize in digital banking, API security, AI/ML for fraud detection, and cloud-native architectures.

Impact: Delivered platforms with 99.99% uptime, handling millions of transactions and saving millions in operational costs.

"The future of banking lies in blending AI, cloud, and human insight to create experiences that feel effortless yet secure."
Memberships and Contributions

I’m deeply committed to advancing technology and mentoring future leaders. As a Distinguished Fellow of SCRS, Senior Member of IEEE, a Fellow of IETE, Arizona Technology Council and a member of the Forbes Technology Council, I influence industry standards and share insights globally.

I serve on the editorial boards of journals like IJFIN and IAEME, reviewing cutting-edge research.

My mentorship on ADPList.org has empowered professionals across eight countries, and my role as a hackathon judge fosters innovation among students.

"Mentorship is about lighting the path for others to shine brighter than you ever could."
Education and Certifications
  • Executive MBA, Quantic School of Business and Technology, Washington, D.C. USA
  • Bachelor of Technology in Computer Science and Engineering, JNTU, Hyderabad, India.
Certifications:
  • AWS Certified Solutions Architect Professional
  • Java EE 6 Enterprise Architect
  • Scrum Alliance Certified Scrum Master
  • Salesforce Certified Developer
  • 17+ additional certifications in cloud, Java, and banking technologies

My education and certifications fuel my ability to bridge technical innovation with business strategy, delivering solutions that transform industries.

Learning never stops, it’s the foundation of every breakthrough."

Worked with clients from all over the world.

All company logos are trademarks of their respective owners and are displayed solely to illustrate Kalyan Gottipati’s professional journey and contributions. No endorsement or sponsorship by these organizations is implied.